hard money lender

Commercial Real Estate Advisor

Types of Commercial Property to Invest In

When investing in commercial real estate, you must consider a range of factors, including things such as the difficulty of owning and managing the property, the options that are available, and what you’re expected return on the investment would be. Commercial properties have the potential to continue earning for you for years to come, however, …

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Commercial Real Estate Advisor

Why Is Commercial Real Estate a Good Investment?

Choosing the right investment vehicle can prove to be quite the challenge. Everyone has their own opinions about what type of investments are best and which will be the most lucrative, the easiest to manage, the least risky, etc. And, with all that handy insight and advice, how could you possibly narrow it down? Well, …

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Commercial Real Estate Advisor

How to Find a Hard Money Lender for Your Commercial Real Estate Investment

Once you decide that hard money is the way to go, the next step is to find the right lender for you. Hard money loans can be useful tools for a real estate investor, however, not every lender will be a fit for your investment. As we all know, when you find a deal, you …

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$1,300,000 First Mortgage – Freemason owned Mixed-Use property – Brooklyn, NY

  $1,300,000 First Mortgage – Freemason owned Mixed-Use Property- Brooklyn, NY This was another repeat borrower for H&O Capital Funding, and they coincidentally were also a fraternal order of Freemasons based out of Brooklyn.  The borrowers had an existing first mortgage with H&O for $750,000 and needed to clear some cash for property improvements. The …

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$450,000 Second Mortgage – Masonic Temple – Brooklyn, NY

  $450,000 Second Mortgage – Masonic Temple – Brooklyn, NY A fraternal order of Freemasons based out of Brooklyn, NY came back to H&O Capital Funding looking for a bit more cash to help clear off some debts that had accumulated during the pandemic. The borrowers, who rely on the proceeds from renting out the …

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Fact: Hard Money Loans Could Be a Better Option

There’s a lot of misinformation and misunderstanding out there about hard money loans, but they can be a lot more effective than people think. The problem is that a quick Internet search will return tons of results with headlines like: “What to Watch Out For” “The Pitfalls of Hard Money Loans” “Are Hard Money Loans …

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Commercial Real Estate Advisor

Hard Money Loans Get Their Name Because Their Terms Are Hard to Negotiate or Approve

This month’s blog is going to answer one of the most pressing questions people have about hard money loans: why are they called “hard”? No, they’re not going to hand you a pile of concrete cash – Hard Money simply refers to the fact that the interest rates charged are significantly higher than with a …

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Commercial Real Estate Advisor

Myths vs. Facts: Hard Money Lenders Perform Very Little Due Diligence

True or false: Hard money lenders look only at the property they are underwriting, and do NOT look at the investor? In short, the answer to that question is “false.” For all lenders, even conventional lenders, the most important factor in any loan is the underlying asset to be mortgaged. This is especially true for …

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Commercial Real Estate Advisor

Myths vs. Facts: Hard Money Lenders are Unregulated

Hard money loans are a great resource, but they are also one that is often misunderstood. One of the bigger misconceptions about this type of lending is that hard money lenders are unregulated or under-regulated, which increases the level of inherent risk for borrowers. The truth of the matter is that legitimate lenders are regulated, …

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Commercial Real Estate Advisor

Myths vs. Facts: You Don’t Need a Down Payment with a Hard Money Loan

Those who are just starting out using hard money loans as a commercial real estate investor often wonder whether they actually need to have a down payment. Since hard money lenders are typically companies or private individuals, it’s a natural question to ask. However, there is a lot of misinformation surrounding loans from hard money …

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