$750,000 Second Mortgage – Two 3-Family Investments – Queens, NY

  H&O Capital Funding Quickly Closes $750,000 Loan In this deal, the borrower needed to pull some cash out of two 3-family homes he owned as investments in the East Elmhurst neighborhood of Queens. The borrower needed to close on the purchase of a gas station in Detroit, MI with a TOE closing and needed …

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$550,000 First Mortgage – 2-Family Investment – Queens, NY

  H&O Capital Funding Closes on $550,000 Loan The borrower in this deal was doing a favor for a business partner of his who ran into some financial trouble. The borrower agreed to purchase the home and lease one of the units back to his partner to allow the partner quick access to some cash. …

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Commercial Property Investing

Myths vs. Facts: Hard Money Loans are Very Expensive

There is a lot of misinformation out there on Hard Money lending, and a lot of it comes from the way the loans are marketed by the competition. Many traditional lenders will advise against hard money loans because they are “too expensive” or supposedly have too many fees or additional charges attached. This is far …

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Commercial Property Investing

Myths vs. Facts: Hard Money Lenders are Unregulated

Hard money loans are a great resource, but they are also one that is often misunderstood. One of the bigger misconceptions about this type of lending is that hard money lenders are unregulated or under-regulated, which increases the level of inherent risk for borrowers. The truth of the matter is that legitimate lenders are regulated, …

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Commercial Property Investing

Myths vs. Facts: You Don’t Need a Down Payment with a Hard Money Loan

Those who are just starting out using hard money loans as a commercial real estate investor often wonder whether they actually need to have a down payment. Since hard money lenders are typically companies or private individuals, it’s a natural question to ask. However, there is a lot of misinformation surrounding loans from hard money …

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$1,900,000 Blanket Mortgage – Mixed-Use Development & Three-Family Investment Home – Multiple Locations

  $1,900,000 Blanket Mortgage – Mixed-Use Development & Three-Family Investment Home – Multiple Locations One of H&O Capital Funding’s repeat borrowers reached out in the midst of the shut down around the tri-state area due to Covid-19. The borrower had been working on the construction of a mixed-use property with two stores and eight apartments …

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Commercial Property Investing

Hard Money Lending Still an Option with H&O Capital Funding LLC

With the threat of COVID-19 on the rise, the world is facing trying times, and this has caused many lenders to start reducing their offerings or simply put a pause on lending altogether. However, we understand that there is still a need for quality lending to be made available, which is why H&O Capital Funding …

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$1,000,000 First Mortgage – 3-Family Investment – Brooklyn, NY

  H&O Capital Funding Closes on $1,000,000 Loan In this deal, the borrower came to H&O Capital Funding needing some quick cash for another project they were working on in Greenpoint. Knowing they had a lot of equity in their 3-family investment home next door, the borrowers came to H&O Capital Funding for a quick, …

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